Mobile Home Insurance: Defending Your Slice of the American Dream
You are the king of your castle, and it doesn’t matter that your castle isn’t a proverbial mansion on a hill. You’ve worked hard to build a home for yourself and your family, and like any other homeowner, you need to protect your investment with proper home insurance.
In fact, we believe that every mobile home needs comprehensive mobile home insurance from Tom Ruggirello Insurance to truly feel like...home.
Mobile Home Insurance Satisfies
Unique Coverage Needs
Mobile homes—especially older ones—involve their own unique set of risks and liabilities. At Tom Ruggirello Insurance, we’re here to answer all your questions about mobile home insurance and to help you sort through all your coverage options and needs.
What Does Mobile Home Insurance Cover?
Like typical home insurance, mobile home insurance can provide comprehensive coverage from a range of perils:
- Losses due to vandalism
- Losses due to explosion
- Losses due to landslide
- Losses due to fire
- Losses from wind and hail damage
- Losses due to collapse under the weight of ice or snow
- Losses caused by stray or wild animals
- Losses caused by busted pipes
- Losses due to theft
As you can see, there’s a good deal of overlap between the two policy types. However, some perils covered by mobile home insurance aren’t covered by standard home insurance and vice versa.
Mobile Home Liability Insurance
A proper mobile home insurance policy should also include a liability provision. Liability insurance protects you, the homeowner, against lawsuits arising from bodily injury or property damage incurred by others while on your property. If you were sued and judged legally culpable for such losses, liability would help pay for:
- Property damage to the effected person(s)
- Pain & suffering of the effected individual(s)
- Lost wages incurred because of the injury
- Medical bills incurred because of the injury
Mobile Home Personal Property Insurance
Personal property insurance will reimburse you for the actual cash value for any belongings you lose that are covered under the policy terms.
Discounted Mobile Home Insurance with Multiple Policies
If you purchase mobile home insurance through a Texan's Choice carrier and already carry existing policies with us, there’s a good chance you’ll qualify for discounts. Whether you’re an existing Texan's Choice policyholder or not, ask us about multi-policy discounts when you bundle mobile home insurance with other policies.
Texan's Choice: Your Trusted Partner for Mobile Home Insurance
At Texan's Choice, we feel privileged to partner with clients throughout South Texas and beyond. We work hard to exceed client expectations, and we’re devoted to being a dependable resource for each policyholder filing a claim. When you need us most, we’ll be there to help every step of the way. This is our promise to every policyholder.
For a Mobile Home Insurance Quote, Contact Texan's Choice Insurance Agency
If you’re shopping for mobile home insurance, we’d be delighted to be your final stop! As an independent insurance agency in San Antonio, TX, we partner with numerous mobile home insurance carriers, giving us the flexibility to find the lowest possible rates on mobile home insurance. In other words, we can shop around on your behalf!
At Texan's Choice Insurance Agency, we’re here to help you make informed coverage decisions. Got questions about mobile home insurance? We’ve got answers! Call Texan’s Choice Insurance Agency today at 210-492-7000! For a free online mobile home insurance quote, click here.