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Tom Ruggirello: Port St. Lucie’s
Trusted Name
for
Commercial Insurance

Commercial Property Insurance has
Your Business Covered

Commercial property insurance covers your business property and equipment in case of damage or destruction. Specifics of what's covered for which particular perils vary across individual policies and individual insurers.

How Much Does Commercial Property Insurance Cost?

Like any other insurance policy, premiums for a commercial property insurance policy will be determined by the coverages you choose, the dollar amounts you select to cover those assets and the deductible (out-of-pocket) amounts you choose.

Commercial Property Insurance of Florida

What Does Commercial Property Insurance Cover?

It's important remember that the property insurance portion of your policy won't cover accidents that occur on your property to workers or customers. The general liability portion of your policy covers those events. Commercial property insurance covers your building and all the assets within used in running your business.

Commercial property insurance will protect your business against these specific perils:

  • Fires
  • Storms
  • Accidents
  • Theft
  • More

What Isn’t Covered by Commercial Property Insurance?

Commercial property insurance won't cover accidents that occur on your property to workers or customers. The general liability portion of your policy covers those events. And unfortunately, there are many other ways for a business to be harmed and require insurance coverage beyond damage from those named above.

Not to worry. While your business faces many other potential perils, at Tom Ruggirello, we offer a complete line of other businesses coverages to protect you from a whole host of contingencies. From insuring your signage to protecting your inventory, we write policies that protect against almost any eventuality.

What Are Your Business’s Coverage Needs?

Do you know what types of coverages you need for your small business and in what amounts? If not, or if you've got only a rough idea, don't worry. At Tom Ruggirello Insurance, we work with numerous small businesses. We’re experts in helping you assess your coverage needs and in obtaining the right coverages in the right amounts to protect your assets.

For A Free Commercial Property Insurance Quote, Contact Tom Ruggirello Insurance Agency

If you’re ready to make a new friend with an independent Florida insurance agency that puts the needs of your business above profits, call Tom Ruggirello Insurance today at 772-621-9966. Or for a free online commercial insurance quote, just fill out the form on this page. We look forward to partnering with your business in coverage!